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  • Terms & Conditions


    The use of and access to pages of this website operated by Offtax Ltd is subject to the terms and conditions set out below. By using www. (the “Website”), you agree to the provisions contained in these Terms and Conditions which govern your use of the Website. If you have any questions about these Terms and Conditions, please contact us at

    Offtax Ltd is a Limited Liability Company registered in Cyprus under Registration Number HE287518, with registered office address at 28 Byzantiou Street, Nicosia 2064, Cyprus.

    These Terms and Conditions may be amended from time to time without notice and any changes will take effect immediately upon publication. By using this Website, you are indicating your agreement to be bound by these Terms and Conditions as may be amended from time to time.


    The Website contains User Content over which Offtax Ltd has limited control and as a result Offtax Ltd cannot guarantee the accuracy or integrity or quality of User Content. Some Users may breach the Rules and post User Content on the Website which is misleading, untrue or offensive.

    Users must bear all risk in relation to the use of the Websites and should not rely on any User Content in making (or not making) any specific decision or in taking (or not taking) any specific course of action.

    By submitting User Content to the Website, the User is granting Offtax Ltd a perpetual, royalty free, non-exclusive license to reproduce, modify, translate, make available, distribute and sub-license the User Content in whole or in part and in any form.

    Offtax Ltd reserves the right to contact a User by e-mail with regard to the User's use of the Website.

    Users are solely responsible for their interactions with other Users. Offtax Ltd reserves the right, but has no obligation, to monitor disputes between Users.

    Users agree that Offtax Ltd may establish, in its sole discretion, any limitations, conditions or rules concerning the use of the Website, including, for example, the maximum number of posts (of User Content) on the Website in a given day, the number of days that post will be available, or the maximum size of a given post. Users acknowledge that Offtax Ltd has the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

    Users agree that Offtax Ltd, in its sole discretion, may terminate a User's ability to use the Website, and remove and discard any User Content, for any reason whatsoever. Users agree that any termination of their access to the Website may be immediate and without prior written notice. Any payments made by the User to the (name of the company) will not be refundable.

    Users will be able at any point in time to delete and/ or cancel their account, however any prepaid amounts for profile listing or banner advertising will not be refunded. Users will be able to disable their profile at any point in time, however any amounts paid to Offtax Ltd are not refundable.

    If any User believes that User Content posted on the Website infringes his/her/its legal right(s), said User should notify Offtax Ltd immediately by contacting Offtax Ltd by e-mail at

    All content is subject to modification from time to time without notice.


    All information and material posted on this Website are subject to copyrights owned by Offtax Ltd and other individuals or entities as defined by law. Any reproduction, retransmission, republication, or other use of all or part of any document found on this Website, including but not limited to, posting, linking, deep linking, or otherwise modifying its contents is expressly prohibited, unless prior written permission has been granted by AN or the appropriate copyright owner. All other rights reserved.

    The names, logos, trademarks, and service marks of Offtax Ltd that appear on this site may not be used in any advertising, publicity, promotion, or in any other manner implying Offtax Ltd endorsement, sponsorship of, or affiliation with any product or service, without Offtax Ltd prior express written permission.

    This Website and any Other Website contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of the Website are protected by copyright as a collective work under the Republic of Cyprus copyright laws. Offtax Ltd owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. You may download, print, and save copyrighted material for your personal use only. Except as otherwise expressly stated under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material without the express permission of Offtax Ltd or the copyright owner is permitted. If copying, redistribution or publication of copyrighted material is permitted, you will make independent attribution and agree to make no changes in or deletion of any author attribution, trademark legend or copyright notice. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material.


    Users understand and agree that the Website is provided “as available” and that Offtax Ltd assumes no responsibility for, inter alia, (1) any service disruptions or interruptions; (2) the unavailability of particular features or services; (3) the inability to access the Website; (4) the failure or inability to post materials on the Website; (5) the deletion of materials posted on the Website; and (6) the failure to store materials posted on the Website.

    All information on the Website including any content posted on the Website ("User Content"), text, graphics and links is provided on an “as is” basis excluding any warranty whatsoever express or implied including but not limited to warranties of satisfactory quality, fitness for a particular purpose or freedom from computer viruses.

    Users understand and agree that any User Content is the exclusive responsibility of the person who posted or uploaded such User Content, and that Users will be solely responsible for any User Content they may upload, post, e-mail or otherwise transmit via the Website. Users acknowledge that Offtax Ltd is not responsible for, does not control, does not endorse and does not verify the User Content and Offtax Ltd makes no guarantee regarding the reliability, service, accuracy, legitimacy or quality of any such User Content. Users agree that they will bear any and all risk of reliance on the accuracy, validity or legitimacy of such User Content. Under no circumstances will Offtax Ltd be liable in any way to Users for any User Content, including but not limited to, errors or omissions in any content or any loss or damage of any kind incurred as a result of any content posted or otherwise transmitted via the Website.

    Users acknowledge that Offtax Ltd has the ability to pre-screen User Content and has the right (but not the obligation) to amend, edit, and remove or restrict access to any such User Content in its sole discretion and without notice or compensation.

    Users acknowledge and agree that Offtax Ltd may preserve or disclose any User Content if it reasonably believes disclosure is required by law or in the good faith belief that such preservation or disclosure is reasonably necessary to (1) comply with legal process; (2) enforce these Terms; (3) respond to claims that any User Content violates the rights of third parties; or (4) protect the rights, property, or personal safety of Offtax Ltd staff, its users and the public.

    By posting User Content on the Website a User waives any moral rights which he/she may have with regard to the User Content.

    Each User is wholly responsible and liable for the User Content which that User posts on the Website.

    Users acknowledge and agree to strictly comply with the rules set by Offtax Ltd in relation to the posting of User Content on the Website ("Rules").

    Users must not:

    • post, link to or otherwise publish any User Content containing any form of advertising or promotion for goods and services or any chain content or “spam”;
    • post, link to or otherwise publish any User Content which contains any confidential information of or about a third party except with such third party's explicit consent/authority;
    • post, link to or otherwise publish any User Content that is unlawful, threatening, abusive, defamatory, libelous, indecent, or which infringes copyright or any other rights of any third party or which contain any form of illegal content;
    • disguise the origin of any User Content;
    • impersonate any third party or misrepresent any affiliation to any third party;
    • collect or store other Users' personal data;
    • restrict or inhibit any other User from using the Website;
    • infringe the rights of any third party, including but not limited to intellectual property rights and privacy or image/publicity rights;
    • upload, post, e-mail or otherwise transmit any material that (1) is unlawful, threatening, abusive, defamatory, obscene, or invasive of another's privacy; (2) consists of instructional information on illegal activities, including but not limited to, hacking and cracking; (3) violates or infringes in any way the proprietary rights of others, including, without limitation, software, music, photographs, text, videos or artwork; (4) constitutes pornography, or sexual material of an obscene nature that violates the law in a relevant jurisdiction; (5) is the private information of another; (6) Users do not have the right to upload or post due to contractual or other legal obligations; or (7) contains software viruses, Trojan horses or other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

    When posting User Content on the Website the User agrees to indemnify and hold harmless Offtax Ltd from all losses, damage, costs and expenses (including legal expenses) arising out of any User Content posted by the User on the Website.


    The materials contained in this web site are not intended to constitute legal/ tax and or other professional advice relevant to particular circumstances and should not be relied upon as such. The materials are provided for information purposes only and you should consult a suitably qualified professional on any specific problem or matter. No advice or information, whether oral or written, obtained by Users and or third parties through or from the Website shall create any warranty by Offtax Ltd.

    Offtax Ltd makes no warranties, representations or undertakings about: any of the content of this web site (including, without limitation, any as to the quality, accuracy, completeness or fitness for any particular purpose of such content); or any content of any other web site referred to or accessed by hypertext link through this web site ("3rd party site").

    Offtax Ltd does not endorse or approve the content of any 3rd party site, nor will Offtax Ltd has any liability in connection with any of them (including, but not limited to, liability arising out of any allegation that the content of any 3rd party site infringes any law or the rights of any person or entity).

    Offtax Ltd shall not be liable for any direct or indirect, special, incidental or consequential damages including any loss of profits, business, revenue or goodwill arising from the use of or access to or inability to use or access, interruption or availability of the Website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use or the downloading or use of any software, including pdf files, made available by Offtax Ltd on the Website.


    Cookies are bits of electronic information that a Website can transfer to your hard drive to help tailor and keep records of your visit to that Website. If you visit the Website, cookies are used to allow us to recognize a user's device so that we can provide our service to you. Cookies are not programs that come onto your system and damage files. Generally, cookies work by assigning a unique number to you that has no meaning outside the assigning site. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows you to deny or accept the cookie feature; however, you should note that cookies may be necessary to provide you with certain features available on the Website and by deleting or blocking cookies, the Website may not function correctly and you may not be able to access certain areas.

    This Website may link through to third party websites which may also use cookies over which we have no control. We recommend that you check the relevant third parties privacy policy for information about any cookies that may be used.


    Offtax Ltd acknowledges that user's contact details and application data ("user's personal data") may be confidential. Offtax Ltd will maintain the confidentiality of and protect user's information in accordance with its normal procedures and all applicable laws, including the Protection of Personal Data (Protection of the Person) Law of 2001 and/or regulations issued there under.

    Users acknowledge that they will not send Offtax Ltd any personal data if they do not want that information to be processed by Offtax Ltd in the ways described by this notice.

    Offtax Ltd may use information obtained about you from monitoring your use of this website to provide you with information about updates and changes to this site; to help improve the content of the Website and the service Offtax Ltd offers to users of the Website (“Users”); to provide Users with information regarding updates or additional services available through the Website and for internal purposes including site performance, evaluation, site use and creating of marketing reports at Offtax Ltd to aid future marketing of information about Offtax Ltd and its products. No personal or sensitive personal data will be used other than for the purpose for which it was originally obtained.

    Users acknowledge and agree that Offtax Ltd may from time to time transfer any of their contact details and/or application data to any of its affiliates.

    Users have the right to access and the right to rectify their personal data by sending Offtax Ltd a written request by email to Where users provide updated, altered, amended or varied information and data then Offtax Ltd will try but cannot undertake that it will be changed as requested.

    Offtax Ltd does not store any information and data regarding the users' bank account and credit/ debit card details. Offtax Ltd cannot ensure that a third party will not unlawfully access private details.

    Users are responsible for maintaining the confidentiality of their account and password and for restricting access to their computer to prevent unauthorized access to their account. Users agree to accept responsibility for all activities that occur under their account or password. Users should take all necessary steps to ensure that the password is kept confidential and secure and should inform Offtax Ltd immediately if they have any reason to believe that their password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.

    If access is achieved through the use of the username, security password or any other security code Offtax Ltd will not be held responsible in any way for any indirect or other losses which the User or any other person may suffer as a result of the unauthorized access by a third party to the account or profile of the User through the Website which losses where facilitated or caused by the fact that personal data (name, address, age, employment, occupation, nationality, email, telephone, access codes, bank account, credit/ debit card details etc.) regarding the User was viewed and/or retrieved and/or otherwise dealt with. Without prejudice to the generality of the above Offtax Ltd will under no circumstances whatsoever be held responsible for the loss of data or the loss of profit that the User or any third person may suffer as a result of any unauthorized access to the account or profile of the User through the Website irrespective of whether such access was achieved with or without the use of the username, security password or any other security code.

    Occasionally third parties may provide storage services to Offtax Ltd. In those circumstances those third parties shall be required to enter into a confidentiality agreement on no less stringent terms than found in this privacy statement and to process your data solely in accordance with Offtax Ltd instructions.


    These Terms and Conditions are governed by the laws of the Republic of Cyprus, the courts of which shall have exclusive jurisdiction over any disputes arising hereunder or from use of the Website. If any of the Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause but the remaining Terms and Conditions shall survive, and remain in full force and effect, continuing to be binding and enforceable.

    If Offtax Ltd or any User fails to exercise any right or remedy available under the Terms such failure does not constitute a waiver of that right or remedy.

    The Headings in the Terms are for convenience only and have no legal meaning or effect.